NAME: Umar sani
TRACK : Track 3E AI & Automation for Business operations
TESTIMONIAL: What stood out for me in the Wednesday session was the practical explanation of funding options available to MSMEs, especially the distinction between debt finance, equity finance, and grants, and how most startups rely on personal savings before accessing external funding.
The breakdown of bank loan products and the honest discussion on why many MSMEs fail was very insightful.
Going forward, I will implement proper business planning, disciplined bookkeeping, and sustainable borrowing, while focusing on cashflow management, customer satisfaction, and risk awareness to improve my chances of accessing finance and building a resilient business.